PETALUMA, CA, August 26, 2019—Legacy Marketing Group^® is excited to announce the release of FutureMark ^sm, the latest innovative addition to the Legacy/Americo Financial Life and Annuity Insurance Company suite of fixed indexed annuities. With impressive built-in benefits, FutureMark ^sm helps consumers accumulate more today so they can leave more to loved ones tomorrow.

“In today’s dynamic world, consumers need a product that incorporates cap and rate guarantees, an enhanced death benefit, and a crediting structure that optimizes accumulation potential,” said Legacy President Preston Pitts. “That’s why FutureMark ^sm, with unique pre-blended strategies that lock in rates for five years and an enhanced death benefit rider that’s included with contracts at no cost, is the product of today for your customers’ tomorrow.”

Pre-blended Strategies—New five-year BuilderBlend ^sm interest crediting options build the accumulation value through a strategic 50/50 blend of two pre-selected strategies chosen to provide built-in diversification and strong combined earnings potential. These options simplify allocation and, since rates lock in for five years, also provide consumers with rate consistency and predictability.

Two BuilderBlend ^sm options are available, both featuring the innovative FUSION Strategy ^sm,* which fuses together annual crediting and multi-year upside. In addition to the FUSION Strategy ^sm, BuilderBlend ^sm 1 features a one-year participation rate strategy based on a proprietary Morgan Stanley index while BuilderBlend ^sm 2 includes a one-year S&P 500^® cap strategy.

The FUSION Strategy ^sm, also available as a stand-alone interest crediting option, is based on the performance of the SG Columbia Adaptive Risk Allocation Index, which is the result of a partnership between Société Générale, a top European bank, and Columbia Threadneedle Investments, a global asset manager. In addition to the FUSION Strategy ^sm and BuilderBlend ^sm options, FutureMark ^sm offers a two-year participation rate option based on the SG Columbia Adaptive Risk Allocation Index and a one-year cap strategy based on the S&P 500^® Index.

No-cost Enhanced Death Benefit—The BeneBooster ^sm guaranteed minimum death benefit rider, included with the contract at no cost, increases the death benefit by 25% of the gains in the contract for issue ages 0–75 and 15% for issue ages 76–85. Issuing through age 85, the BeneBooster ^sm requires no waiting period or underwriting and is available in all states where FutureMark ^sm is approved.

An industry-leading 1.6% on 100% minimum guarantee** and the backing of “A” rated^† Americo provide added value to consumers, while agents can earn an exceptional 8%^†† street-level commission through issue age 75.

This new product series is offered exclusively through agents contracted with Legacy and Americo and is currently available in 32 states and the District of Columbia.

For additional information on FutureMark ^sm, contact the Legacy Sales Team at 800-395-1053, Ext. 4002.

About Legacy Marketing Group®

Legacy Marketing Group® works with respected insurance companies to design and market exclusive products for the U.S. market. These products are sold exclusively through Legacy’s nationwide network of independent insurance agents.

Media Contact:
Legacy Marketing Group®
Kathy Brinck, Marketing Communications Manager, 800-395-1053, Ext. 6930
kathy.brinck@legacynet.com

FutureMark ^sm 10, 10 LT (Contract Series 416/4416). BeneBooster ^sm guaranteed minimum death benefit rider (Rider Series 2182). Products are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Products are designed and exclusively marketed by Legacy Marketing Group^®, an independent, authorized agency of Americo. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult contract and riders for all limitations and exclusions. The Optimizer administrative fee of 1.00% will be deducted from the Accumulation Value at the end of each contract year, including the first.

The SG Columbia Adaptive Risk Allocation Index (“Index”) is the exclusive property of SG Americas Securities, LLC (together with its affiliates, “SG”). SG has contracted with Solactive AG to maintain and calculate the Index. “SG Americas Securities, LLC”, “SGAS”, “Société Générale”, “SG”, “SG Columbia Adaptive Risk Allocation Index”, et al. (collectively, the “SG Marks”) are trademarks or service marks of SG. SG has licensed use of the Index and the SG Marks to Americo Financial Life and Annuity Insurance Company (“Americo”) for use in fixed indexed annuities. SG has licensed use of certain marks from Columbia Management Investment Advisers, LLC or its affiliates (collectively, “Columbia Management”) and sub-licensed use to Americo. Neither SG, Solactive AG, Columbia Management nor any other third-party licensor has been authorized to act as an agent of Americo or has in any way sponsored, endorsed, sold, promoted, structured or priced any fixed indexed annuity or provided investment advice to Americo. Such parties make no representation regarding the advisability of purchasing, selling, or holding product linked to the Index, including Fixed Indexed Annuity and shall not be liable for any related loss or payment thereof. Obligations to make payments under the fixed indexed annuities are solely the obligation of Americo. Neither Americo nor SG are obligated to invest annuity payments in the components of the Index. The Index levels are net of a 0.50% annual maintenance fee, which may be as high as 0.75% due to the potential leverage of up to 150% in the Index, calculated and deducted daily. The Index also deducts fees to cover rebalancing, replication, and other costs. The total amount of these fees is unpredictable and depends on a number of factors. These fees and costs will reduce the potential positive change in the Index and increase the potential negative change in the Index. While the volatility control applied by the Index may result in less fluctuation in rates of return as compared to indices without volatility controls, it may also reduce the overall rate of return as compared to products not subject to volatility controls. Columbia Threadneedle Investments is the global brand name of the Columbia and Threadneedle group of companies. Additional information is available at www.sg-columbia-index.com.

The S&P 500 Index is a product of S&P Dow Jones Indices LLC, a division of S&P Global, or its affiliates (“SPDJI”), and has been licensed for use by Americo Financial Life and Annuity Insurance Company (“Americo”). Standard & Poor’s^®, S&P 500^®, and S&P^® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones^® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Americo. Americo’s Product is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.

*The FUSION Strategy ^sm is also known as the SG Columbia Adaptive Risk Allocation Index Point-to-Point (Without Cap) With Amount on Gain.

**Available upon death, surrender, or annuitization, less any withdrawals, surrender charges, and applicable premium tax. Rate on contracts issued in 2019.

† Rating for Americo Financial Life and Annuity Insurance Company (Americo), September 2018. Americo Financial Life and Annuity Insurance Company has a financial strength rating of A (Excellent, 3rd out of 15 rating categories). A.M. Best’s rating is assigned after a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance, and business profile. A.M. Best uses a scale of 15 ratings, ranging from “A++” to “F.”

†† GA level. See Compensation Schedule for details.

AF1430v0719
19-600-12 (07/19)

FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.