Legacy Marketing Group® Announces Launch of JourneyMark Fixed Indexed Annuity; First Joint FIA with Western & Southern Financial Group

 In Product Announcements

PETALUMA, CA, August 16, 2021—Legacy Marketing Group (Legacy) today announced the launch of JourneyMark, its first joint fixed indexed annuity with Western & Southern Financial Group (Western & Southern). Issued by Western & Southern member company Integrity Life Insurance Company (Integrity Life), an “A+ (Superior)” rated carrier* with a Comdex ranking of 96 out of 100,** JourneyMark offers a distinctive combination of growth potential, flexibility, and income features for consumers seeking innovative ways to address their retirement goals.

Providing a choice of one of two optional riders, JourneyMark helps consumers map a customized course to retirement. JourneyMark with Cascade Rider features return of premium and minimum account value guarantees, and the 10-year product includes a 6.5% premium bonus, while JourneyMark with Expanse Rider offers either performance-based income or an enhanced death benefit if income is not activated. A base product, with a five-year version available for issue ages 86–90, provides straightforward accumulation without an additional rider charge. Coupled with diverse crediting options, including no-cap participation rate options based on indexes developed by Citigroup Global Markets Limited and Goldman Sachs, this exclusive FIA offers distinctive growth opportunities.

“We are extremely excited about JourneyMark and our relationship with Western & Southern, one of the most respected organizations in the industry. In today’s uncertain world, consumers are looking for retirement solutions that balance performance, income, guarantees, and flexibility, and we believe JourneyMark accomplishes that and more,” said Preston Pitts, Legacy President.

“Our alliance with Legacy Marketing Group capitalizes on an opportunity to leverage the marketing capabilities and distribution network of a respected and dynamic industry name,” said Mark Caner, President, W&S Financial Group Distributors. “We believe JourneyMark—developed in collaboration with Legacy—offers a compelling combination of measures for growth potential and protection certainty.”

JourneyMark is offered exclusively through agents contracted with Legacy Marketing Group and is currently available in the District of Columbia and 49 states, including California, Florida, and Texas.

About Legacy Marketing Group
Legacy Marketing Group works with respected insurance companies to design and market proprietary products that provide financial security to generations of Americans. These products are sold exclusively through the company’s nationwide network of independent marketing organizations and insurance agents. With more than 27 years of industry experience and a full-service approach and relationship-focused attitude, Legacy is a recognized leader in the independent Producer distribution channel. From its beginning in 1993, Legacy’s vision has been to create value for independent insurance marketing organizations, agents, and consumers by providing unique and innovative products designed to help people reach their retirement goals. Legacy’s passion to innovate and serve has become the bedrock of the company.

Media Contact:
Legacy Marketing Group
Jennaca M. Markoe
Communications Manager
800-395-1053, Ext. 5808

About Western & Southern Financial Group
Founded in Cincinnati in 1888 as The Western and Southern Life Insurance Company, Western & Southern Financial Group, Inc., a Fortune 500 company, is the parent company of a group of diversified financial services businesses. Its assets owned ($64 billion) and managed ($39 billion) totaled $103 billion as of May 31, 2021. Western & Southern is one of the strongest life insurance groups in the world. Its seven life insurance subsidiaries (The Western and Southern Life Insurance Company, Western-Southern Life Assurance Company, Columbus Life Insurance Company, Gerber Life Insurance Company, Integrity Life Insurance Company, The Lafayette Life Insurance Company, and National Integrity Life Insurance Company) maintain very strong financial ratings. Other member companies include Eagle Realty Group, LLC; Fort Washington Investment Advisors, Inc.;1 IFS Financial Services, Inc.; Touchstone Advisors, Inc.;1 Touchstone Securities, Inc.;2 W&S Brokerage Services, Inc.;1,2 and W&S Financial Group Distributors, Inc. Western & Southern is the title sponsor of seven major community events every year, including the Western & Southern Open, a premier event in the U.S. Open Series played each August by the world’s top-ranked professional male and female tennis players.

1.A registered investment adviser.
2.A registered broker-dealer and member FINRA/SIPC

Review Western & Southern’s current financial ratings.

Media Contact:
Western & Southern Financial Group
Sheila Veits Berding
Senior Media Relations Specialist

JourneyMark is issued by Integrity Life Insurance Company, Cincinnati, OH, which operates in DC and all states except NY. W&S Financial Group Distributors, Inc. (doing business as W&S Financial Insurance Services in CA) is an affiliated life insurance agency of the issuer. All companies are members of Western & Southern Financial Group. For use with Modified Single Premium Deferred Annuity Contract With Indexed Interest Options and Market Value Adjustment Feature series ICC20 INT-17 2004, ICC20 IR.39 GLWB 2004, ICC20 IR.40 ELG 2004, ICC20 IR.41 AB 2004, ICC20 IR.42 2004 WWC, ICC20 IE.47 SI-OY-PTP 2004, ICC20 IE.46 SI-MY-PTP 2004, ICC20 IE.48 SI-MY-HWM 2004. Product and feature availability, as well as benefit provisions, vary by state. JourneyMark products are designed and exclusively marketed by Legacy Marketing Group, an independent agency. JourneyMark is a service mark of Legacy Marketing Group. Issuer has sole financial responsibility for its products.

No bank guarantee. • Not a deposit. • May lose value. • Not FDIC/NCUA insured. • Not insured by any federal government agency.

Citi Flexi-Beta 5 Excess Return Index Disclosure: Citi and Citi and Arc design are trademarks and service marks of Citigroup Inc. or its affiliates, are used and registered throughout the world, and are used under license for certain purposes by Integrity Life Insurance Company (“Integrity”) or its affiliates (the “Licensee”). Citigroup Global Markets Limited (“Citigroup”) has licensed the Citi Flexi-Beta 5 ER Index (the “Index”) to the Licensee for its sole benefit. Neither the Licensee nor JourneyMark (the “Product”) is sponsored, endorsed, sold or promoted by Citigroup or any of its affiliates. Citigroup makes no representation or warranty, express or implied, to persons investing in the Product. Such persons should seek appropriate advice before making any investment. The Index has been designed and is compiled, calculated, maintained and sponsored by Citigroup without regard to Licensee, the Product or any investor in the Product. Citigroup is under no obligation to continue sponsoring or calculating the Index. CITIGROUP DOES NOT GUARANTEE THE ACCURACY OR PERFORMANCE OF THE INDEX, THE INDEX METHODOLOGY, THE CALCULATION OF THE INDEX OR ANY DATA SUPPLIED BY CITIGROUP FOR USE IN CONNECTION WITH THE PRODUCT AND DISCLAIMS ALL LIABILITY FOR ANY SPECIAL, INDIRECT, CONSEQUENTIAL DAMAGES EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. Please see https://investmentstrategies.citi.com/cis/us for additional important information about the Citi Flexi-Beta 5 ER Index.

Goldman Sachs Mariner Index and Goldman Sachs Pathfinder Index Disclosure: The Goldman Sachs Mariner Index and Goldman Sachs Pathfinder Index (the “Indexes”), and related trademarks and service marks are the exclusive property of Goldman Sachs and such Indexes are licensed to Integrity for use in insurance product(s) (each, a “Product”). The Product is not sponsored, endorsed, recommended, promoted or sold by Goldman Sachs or by any third party provider of market data. Goldman Sachs and its affiliates, and any third party data provider disclaim to the full extent legally permitted all representations, third-party-beneficiary obligations, and warranties, including concerning warranty, advisability, suitability, and data and methodology accuracy and errors. Neither the Indexes nor any of the assets comprising them are guaranteed to yield specific results. There are no third-party beneficiaries of any agreements between third party providers and Goldman Sachs. Visit https://www.goldmansachsindices.com/products/GSMARINR and https://www.goldmansachsindices.com/products/GSPATFDR for complete disclosures.

Integrity Life Insurance Company ratings are correct as of August 2021, and are subject to change. Ratings refer to the claims-paying ability of the insurance company and do not reflect the performance or safety of any investment product. The rating agencies listed below are independent of each other and use proprietary evaluation criteria and rating scales.

* AM Best—Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since June 2009).

**The Comdex Ranking—The Comdex Ranking is a composite of the financial strength ratings as determined by Standard & Poor’s, Moody’s, AM Best, and Fitch ratings. It ranks insurers on a scale of 1 to 100 (where 1 is the lowest) in an effort to reduce confusion over ratings because each rating agency uses a different scale.

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