Introducing Nassau Athos Annuity with a uniquely innovative extendable point to point. So what’s an extendable point to point, you might ask? Imagine an annual point to point and multi year point to point, but receiving the benefits of both. A strategy that renews annually and can be extended indefinitely until the end of year daily account value declines by ten percent from the highest anniversary daily account value in the term. How does the Athos extendable point to point compare to a standard multi year point to point? With Athos, you are guaranteed not to have a negative account return in year one. Protect most of the gains along the way prior to the term’s end. Track protected values before the term’s end. And, see the daily account value along the way. These benefits are not available with most standard multi year point to points. So what happens when that ten percent or more loss occurs? A reset. That’s where the innovation kicks in. The ATHOS Stop Loss feature activates to preserve a majority of the gains, protecting ninety percent of the client’s highest anniversary daily account value. What’s even better? When the client extends, their participation rate may increase and is then applied retroactively to all prior index gains since the beginning of the term. Think that’s too good to be true? It’s real. A fixed indexed annuity that can retroactively apply participation rates and provide downside protection. Let’s put Athos to the test with using a backcasted sample illustration. We’ll start with a one hundred thousand dollars premium. Then apply a twelve percent bonus, bringing the initial account value to one hundred and twelve thousand dollars For starters, it’s not possible to have a negative return in the first year. When the index ends negative after the first year, the par rate resets, and we start a new term. No interest is credited, and this also results in no loss. When the index goes up, the index term is extended, and the par rate can also rise. Additionally, when the index rises, the daily account value increases. At the end of each year, the protected account value locks in ninety percent of the highest anniversary daily account value. Now when the index goes down, and the end of year daily account value drops by ten percent or more, that’s when the stop loss feature activates. The most recent participation rate now locks in. In this instance, seventy seven percent. That means, the seventy seven percent participation rate is applied to all prior index gains during the term. The end of year protected account value that was locked in, kicks in. That’s the magic of this product. So if you’re interested in annual flexibility with multi year benefits, daily valuation transparency, built in downside protection, and retroactive growth potential, you’ll want to check out this annuity. Athos is built for growth and engineered for safety. Call your marketer today to get access.
To get contracted to sell the exclusive Nassau Athos indexed annuity (FIA), please complete the form below to access Gen3’s Producer Portal. If you’re already working with Gen3, please email marketing@gen3advisor.com, or request Nassau Life & Annuity Company in SureLC.
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